Renee C. Byer/

Bill Merz, 75, center, stops to chat with Leroy Sanders, 91, a neighbor at Eskaton Village in Roseville, which is marketed as an active independent and assisted senior living community. At right is Merz's wife, Jackie, also 75. The Merzes' children offered to let the couple move in with them, but the Merzes say they don't want to be a burden and are happy living at Eskaton Village, where they can provide for themselves."We wouldn't have our children saddled with us," says Bill Merz.

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