Sacramento residents owe credit card companies about $4.3 billion, according to a new report from credit tracking firm Equifax.
That's equivalent to about 7 percent of the region's annual household income, or about $4,750 per household.
Those bleak numbers have improved slightly in the last year, with credit card debt falling in Sacramento by roughly 1.4 percent. During tough economic times, households often take on less debt and save more, said Trey Loughran, president of the Personal Solutions unit at Equifax.
"In places where the housing bust was the worst, such as Florida, California and Nevada, and in places like Detroit and Ohio where the recession was particularly deep because of a dependence on manufacturing, consumers are continuing to be prudent about using credit," he said in a statement.
Sacramento households also carry less credit card debt, on average, than their peers elsewhere in the state.
Sources: Credit card debt:Equifax; Household populations used in calculation: U.S. Census Bureau