Re "Health insurer rates ripped" (Business, Jan. 9): Again, we see California health insurance companies raising rates beyond the escalating cost of actual health care. The California Association of Health Plans rightly says somebody has to pay for all those uninsured persons who end up getting medical care.
But the insurers are funding the uninsured on the backs of individuals and small businesses, who have the least opportunity to shop elsewhere and switch plans. Why not raise rates on all California insurance consumers? Perhaps it is because the larger corporations have collectively bargained for lower rates, and the insurance companies are locked into those fees.
The key question: how much do individuals pay compared to those who are getting coverage through large employers?
-- Sue Wilson, El Dorado Hills