Sacramento saw the third-biggest year-over-year drop in the number of consumers with subprime credit scores among the nation's top 25 metro markets in last year's third quarter, according to Atlanta-based credit rating firm Equifax.
The Sacramento area had 348,953 consumers with an Equifax credit score of less than 620, down from 371,947 in the third quarter of 2011. The 6.2 percent decline was surpassed only by San Francisco (6.4 percent) and Chicago (9 percent).
Among all 25 markets, about 1 million consumers dropped off the subprime list, representing a year-over-year decline of 2.1 percent.
Equifax noted strong improvement in U.S. markets hit hardest during the housing bust. That included four California metro areas and Las Vegas, Phoenix and Miami.