The Sacramento area was among the nation's top metropolitan areas seeing a decrease in mortgage fraud between the third and fourth quarters in 2012, according to Loveland, Colo.-based Kroll Factual Data Inc.
Kroll provides risk-mitigation and verification services to mortgage lenders, banks and credit unions.
The national average of possible fraudulent activity associated with loan applications processed by Kroll between the third and fourth quarters of 2012 fell 1.6 percent.
By contrast, Sacramento saw a 17.3 percent decline, trailing only Barnstable-Yarmouth, Mass. (down 21.6 percent) and Santa Fe, N.M. (down 20.1 percent).
Kroll officials were concerned about sharp increases in fraud in San Francisco and other U.S. metro areas, including Trenton, N.J., Indianapolis and Nashville, Tenn. with quarter-to-quarter increases ranging from about 16 percent to 27 percent.
Call The Bee's Mark Glover, (916) 321-1184.