Sacramento-based River City Bank amassed quarterly net income of $2.5 million, $1.76 per share, for the three months ending March 31.
The results virtually matched the numbers the bank reported in the first quarter of 2012.
Bank officials said a solid base of clients, liquidity and overall loans has enabled RCB to post profits in a difficult economic climate for banks.
"Despite some recent signs of improvement for the national economy and the Bay Area, the Sacramento market remains sluggish with a higher-than-average unemployment rate and vacancy levels for office and retail properties," said Steve Fleming, president and CEO.
River City bills itself as the largest, independent, locally owned bank in the Sacramento region, with 13 branches in Sacramento, El Dorado, Placer and Yolo counties.
Call The Bee's Mark Glover, (916) 321-1184.