Re "Short sellers hurt by glitch" (Business, June 15): People who default on their home mortgages either through a short sale or a foreclosure should not get a good credit rating until they pay in full their legally obtained mortgage.
It is taxpayers who suffer from government programs that bail out irresponsible home borrowers who bought too much home for too little down payment.
People need to be responsible for their actions and not blame others. The poor credit rating should continue forever if a full repayment with interest is not made.
My wife and I sold four homes from 1965 through 1994 at 5 to 15 percent below the purchase price and used our 20 percent down payment to absorb the losses. No one should ask fellow taxpayers for a home sale refund. Owning a home is not a piggy bank.
-- Joseph J. Neff, Corning