I realize not everyone has had a positive experience with the implementation of the Affordable Care Act, but I want to relay my experience to encourage others to explore their options. Currently, our family of four pays for our own health insurance. We are all healthy, yet our 2013 premium is just $31 less than our mortgage. It's not great insurance. We have a high deductible, and of the eight preventative care/vaccination visits we've had this year, four have been incorrectly billed (in favor of the insurance company) and reversed when I brought the billing to the company's attention. Our current coverage is not being canceled, by the way. However, after going through the Covered California website, we will be getting comparable coverage (as confirmed by our broker), but in 2014 will be paying $165 less per month than our 2013 premium. For our family, it's a deal.
-- Rayna Legowik, Sacramento