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Members of the FTTS Investment Club, started in 1983, gather for their annual holiday celebration at a member's Sacramento home this month. They are, front row from left: Bev Collard, Patti Gantenbein, Jann Grenz and Kay McMillan. Second row from left: Edie Richmond, Jody Ford, Joyce Warmolts, Erla Goller and Barbara Kahl. Back row from left: Barbara Khven Miner, Ann Stubbe, Jan Ramseier, Jean Darkenwald, Ginny McCarthy and Shirley Cosca.