Sacramento-based River City Bank reported net income of $11.5 million for all of 2013, a slight decrease from a profit of $11.7 million in 2012.
In the fourth quarter of 2013, the bank amassed profits of $3.1 million, or $2.19 per share, down from $3.4 million, or $2.35 a share, in the prior year.
The bank said total gross loans increased by about $80 million year-over-year, to $710 million as of Dec. 31.
River City officials also said the banks bottom line was impacted by some non-recurring items, including about $730,000 in operating expenses related to the closure of the banks North Natomas branch in last years second quarter.
RCB bills itself as the largest, independent, locally-owned bank in the Sacramento region, overseeing 12 branches in Sacramento, Placer, El Dorado and Yolo counties.
Call The Bees Mark Glover, (916) 321-1184.