Homeowners aren't the only ones struggling with loans taken out in the past few years. From June 2005 to June 2007, the region's top 10 mortgage lenders made 176,451 purchase, refinance and home equity loans in El Dorado, Placer, Sacramento, Sutter, Yolo and Yuba counties, according to DataQuick Information Systems. Here's a look at where they stand today.

Countrywide Financial Corp.

Former rank: 1

Number of loans: 34,304, worth $7.7 billion

Market share: 7.75%

Status: Countrywide imploded this year and on July 1 became a subsidiary of Charlotte-based Bank of America. Bank executives told the Los Angeles Times they'll retire the Countrywide name because it is tarnished. Has been sued by four states, California, Florida, Illinois and Washington, over its lending practices.

Wells Fargo Bank

Former rank: 2

Number of loans: 32,890, worth $6.5 billion

Market share: 7.43%

Status: As of this week, RBC Capital maintained an outperform rating on Wells Fargo stock, saying the bank is likely to survive the downturn better than most of its peers.

Bank of America

Former rank: 3

Number of loans: 32,555, worth $5.7 billion

Market share: 7.33%

Status: The bank says it's not having trouble, but its stock price of $26.50 Thursday was down almost 50 percent from its 52-week high. Many have questioned the wisdom of absorbing Countrywide. But the move makes BofA the nation's largest mortgage lender and servicer.

Washington Mutual

Former rank: 4

Number of loans: 22,784, worth $4.6 billion

Market share: 5.14%

Status: Investors have rushed for the exits even as the bank has issued statements saying it is adequately capitalized. The giant thrift has seen its stock prices fall from $42.90 a share a year ago to $4.99 on Thursday. Wall Street analysts suggest the institution is troubled because of its exposure to failed mortgages.

Golden 1 Credit Union

Former rank: 5

Number of loans: 15,316, worth $1.2 billion

Market share: 3.46%

Status: The Sacramento-based statewide credit union says conservative lending practices helped it steer clear of loan troubles dragging down balance sheets of other institutions.

World Savings Bank

Former rank: 6

Number of loans: 11,822, worth $2.9 billion

Market share: 2.67%

Status: Bought by Charlotte-based Wachovia Bank in May 2006 as a subsidiary of Golden West Financial Corp. Earlier this year, as its troubled loans weighed down Wachovia Corp., Chief Executive Officer Ken Thompson referred to Golden West and World Savings during an annual shareholders meeting as a "bad acquisition." He resigned in June.

JPMorgan Chase Bank

Former rank: 7

Number of loans: 9,948, worth $1.7 billion

Market share: 2.25%

Status: Bought stumbling investment bank Bear Stearns in March with help of Federal Reserve. Still considered one of the healthiest of the big banks. But its $40.80 stock price Thursday remains below a 52-week high of $49.95

Greenpoint Mortgage Funding

Former rank: 8

Number of loans: 5,826, worth $1.4 billion

Market share: 1.32%

Status: Stopped taking applications for residential mortgages a year ago. Capital One Financial Corp., which acquired the Greenpoint operation in December. 2006, shut it down last August.

American Brokers Conduit

Former rank: 9

Number of loans: 5,694, worth $1.7 billion

Market share: 1.29%

Status: Closed its doors in August. ABC was the wholesale division of New York-based American Home Mortgage Investment Corp., which filed for bankruptcy protection the same month.

IndyMac Bank

Former rank: 10

Number of loans: 5,312, worth $1.4 billion

Market share: 1.20%

Status: Reopened Monday under federal control after depositors began a run on the bank last week. Regulators say IndyMac is the second-largest financial institution to fail in the nation's history.