Q: I have a problem with Southwest Airlines, and I’m hoping you can help me. I took a direct flight from Washington to Chicago late last year. One of my two bags went missing. I reported it immediately and gave them my daughter’s address to deliver the bag, should they find it.
Over the next five days, Southwest called me almost daily to see if we had received the bag. We had not. On the fifth day, I was told to file a claim, which I promptly did. I submitted my ID, baggage tags and credit card receipts for the items in the bag.
A month later, Southwest sent my daughter a letter saying that the results of the investigation revealed ”substantial discrepancies in the information provided in your claim.” Those discrepancies, the airline explained, have given it reason to doubt the validity of the claim. Southwest said that, because of these concerns, it was unable to “ethically determine a proper settlement” and was denying it.
I have asked Southwest to explain. It hasn’t responded.
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The missing bag contained my camera and lenses. I filed a claim only for the clothes, which came out to about $3,300. Almost all the items were bought about a month before the flight. What are my options?
Ali Jaffery, Falls Church, Va.
A: I checked with Southwest Airlines about your lost bag. The answer? There’s something “odd” about your case, and I agree.
First, you packed a camera and lenses in your checked bags. Never do that.
Southwest’s contract of carriage – the legal agreement between you and the airline – says it won’t replace your camera.
There were a few other unusual things. You say you filed a claim five days after your flight. Technically, you should do that as soon as a bag goes missing. According to Southwest’s website, you have four hours from the arrival of your flight to officially notify it that the item is lost.
Now, let me be perfectly clear about this: Southwest shouldn’t have lost your bag. And if it did, it should have made every effort to find it quickly. If it had located your missing luggage, then none of this would have been necessary.
Here’s where things get even weirder. At the time of your claim, the minimum liability limit for lost luggage under the Department of Transportation (DOT) rule recently had been raised from $3,300 per customer to $3,400 to take into account the increases in consumer prices. Still, a $3,300 claim probably raises a lot of red flags with the Southwest claims department.
Rejecting the entire claim seems unreasonable. After all, no one is disputing that the airline lost your bag. There’s just some question about the validity of your claim.
As a last resort, you could have taken this complaint to the DOT (http://www.dot.gov/airconsumer/file-consumer-complaint), which can investigate a denied claim. But as it turns out, Southwest had second thoughts about turning you down after I reached out to them. Southwest offered your daughter $700 to cover your losses and then raised its offer to $1,200, “based on their research and documentation received,” according to a Southwest spokeswoman.
Christopher Elliott is the ombudsman for National Geographic Traveler magazine. You can read more tips on his blog, elliott.org.