Folsom Lake Bank, which has branches in Folsom and Roseville, reported net income of $603,002 for 2012, up more than 22 percent from 2011.
The bank also recorded its 12th consecutive profitable quarter as of Dec. 31, with net income of of $212,213.
Total assets as of Dec. 31 were $130.9 million, up from $116.5 million in 2011.
The bank said it saw gains in both loans and deposits last year.
– Mark Glover