Sacramento-area residents , according to a new report by Equifax, the Atlanta-based credit reporting bureau.
Equifax said consumers here had combined credit card debt of more than $4.6 billion in December 2014, up nearly 5.4 percent from $4.4 billion in December 2013.
The region’s spending pace trailed the rest of the nation. The combined credit card debt of the 25 major U.S. metro markets tracked by Equifax ballooned nearly 6 percent, from $606.7 billion to $642.4 billion.
Equifax said each of 25 metro areas saw credit card debt increase by at least 4 percent year-over-year, a sharp contract to 2013, when none of the top 25 markets saw as much as a 4 percent gain, and some markets actually saw a decrease.
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Equifax said robust holiday shopping drove overall U.S. credit card debt to its highest level in five years. It also cited looser credit and an improving economy, which boosted consumer confidence.
“A rise in credit card debt indicates consumers are beginning to feel more confident about the economy and their personal finances,” Trey Loughran, president of Equifax Personal Information Solutions, said in a statement accompanying the figures.
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