Nine months after its first sweep through California offering alternatives to foreclosure, the national lender coalition Hope Now is back with a foreclosure-prevention workshop in Sacramento on Thursday.

Is the foreclosure phenomenon at last beginning to peak in California?
Stuart Stenhouse has been watching the housing market for some time. On Wednesday, lured by a plunge in mortgage rates, the 40-year-old Sacramentan jumped in.
Sacramento-area home prices declined at nearly triple the national average during the past year, according to a new Loan Performance Home Price Index from First American CoreLogic.
More than 1,500 new and foreclosed homes will go on the auction block in coming weeks in Northern California, as banks and builders try to clear inventory by year's end.

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