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Having a chubby baby used to just mean more arm exercise for doting parents and bypassing cute newborn-size clothing given at a baby shower. Not anymore, apparently.

A Grand Junction, Colo. couple recently was denied medical insurance for their 4-month-old son, Alex, because he falls into the 99th percentile for height and weight for babies his age, Nancy Lofholm of The Denver Post reported today.

Alex's "obesity" - he's 17 pounds and about 25 inches long - is considered a pre-existing medical condition that makes him a financial risk. The denial speaks to an issue, called underwriting, that health insurance reform measures are seeking to eliminate, Lofholm reports.

Meanwhile, the Langes are frustrated and planning to appeal the denial, which came from a provider they were attempting to switch to after their current insurer raised rates by 40 percent.

Here's a portion of Lofholm's report:

Insurers don't take babies above the 95th percentile, no matter how healthy they are otherwise.

"I could understand if we could control what he's eating. But he's 4 months old. He's breastfeeding. We can't put him on the Atkins diet or on a treadmill," joked his frustrated father, Bernie Lange, a part-time news anchor at KKCO-TV in Grand Junction. "There is just something absurd about denying an infant."

Click here to read the rest of Lofholm's story.

What do you think? Should insurance companies be able to deny infants insurance because of their weight? Is this a problem in the health care system that you think needs changing or are insurance companies justified in such actions? Post your thoughts and comments here.
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