{"id":4459,"date":"2025-05-10T14:07:17","date_gmt":"2025-05-10T22:07:17","guid":{"rendered":"https:\/\/mcclatchymhstg.wpenginepowered.com\/sabe-careers-education\/?p=4459"},"modified":"2025-11-05T08:06:42","modified_gmt":"2025-11-05T16:06:42","slug":"what-is-the-frm","status":"publish","type":"post","link":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/","title":{"rendered":"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know"},"content":{"rendered":" <p class=\"wp-block-paragraph\">Picture this. You\u2019re in a meeting or scrolling through job listings, and you keep seeing the letters FRM\u00ae. You nod like you know what it means, but deep down, you\u2019re thinking, \u201cSeriously, what is the FRM\u00ae?\u201d<\/p> <p class=\"wp-block-paragraph\">You\u2019re not alone.<\/p> <p class=\"wp-block-paragraph\">The FRM\u00ae, short for Financial Risk Manager, is a professional certification provided by the Global Association of Risk Professionals (<a href=\"https:\/\/www.garp.org\/\">GARP<\/a>). It\u2019s designed for people who work with risk\u2014not the thrill-seeking kind, but the kind that impacts money, financial markets, and major business decisions. Think financial risk management, credit risk, market risk, and the tools used to measure it all.<\/p> <p class=\"wp-block-paragraph\">If you\u2019re interested in assessing financial risk or getting into areas like management or credit risk measurement, understanding the FRM\u00ae is a smart place to begin.<\/p> <p class=\"custom_key wp-block-paragraph\"><strong>Key Takeaways<\/strong><\/p> <ul class=\"wp-block-list custom_underline\"> <li><strong>Certification:<\/strong> The FRM\u00ae is a globally respected credential for professionals working in financial risk management.<\/li> <li><strong>Exam:<\/strong> The FRM\u00ae exam has two parts, covering both the tools and real-world applications of managing financial risk.<\/li> <li><strong>Experience:<\/strong> To earn the FRM\u00ae title, you\u2019ll need to pass both exams and complete two years of relevant work experience.<\/li> <li><strong>Value:<\/strong> The FRM\u00ae can boost your credibility, expand your job options, and help you stand out in the financial services industry.<\/li> <\/ul> <h2 class=\"wp-block-heading\" id=\"h-should-you-become-a-financial-risk-manager\"><strong>Should You Become a Financial Risk Manager?<\/strong><\/h2> <p class=\"wp-block-paragraph\">If you\u2019re thinking about jumping into the world of risk management, the FRM\u00ae certification might be calling your name.<\/p> <p class=\"wp-block-paragraph\">I started looking into it when I realized just how many roles require you to assess financial risk. And it\u2019s not only people with \u201crisk\u201d in their job title. Understanding financial risk is part of the job in areas like:<\/p> <ul class=\"wp-block-list\"> <li>Investment banking<\/li> <li>Asset management firms<\/li> <li>Consulting and accounting firms<\/li> <li>Financial institutions and regulatory agencies<\/li> <\/ul> <p class=\"wp-block-paragraph\">If you\u2019re aiming for roles like financial risk manager, risk analyst, or even chief risk officer, the FRM\u00ae program gives you a strong foundation. You\u2019ll learn how to work with:<\/p> <ul class=\"wp-block-list\"> <li>Risk models<\/li> <li>Credit risk and market risk<\/li> <li>Operational risk<\/li> <li>Treasury risk measurement<\/li> <\/ul> <p class=\"wp-block-paragraph\">Even if you\u2019re not in a traditional risk role, but you\u2019re involved with financial markets, portfolio planning, or investment strategy, the FRM\u00ae exam can help you take the next step in your career.<\/p> <p class=\"wp-block-paragraph\">The bottom line is simple. If you want to understand how risk works and gain the tools to manage it effectively, this certification is worth considering.<\/p> <h2 class=\"wp-block-heading\" id=\"h-so-what-does-an-frm-actually-do-all-day\"><strong>So\u2026 What Does an FRM\u00ae Actually Do All Day?<\/strong><\/h2> <p class=\"wp-block-paragraph\">Financial Risk Managers are the people behind the scenes, making sure companies don\u2019t walk straight into financial disaster. Whether it\u2019s a shift in the market, a risky investment, or a credit issue, FRM\u00aes are trained to spot the warning signs early and figure out how to deal with them.<\/p> <p class=\"wp-block-paragraph\">Here\u2019s what they usually handle:<\/p> <ul class=\"wp-block-list\"> <li>Looking at things like credit risk, market risk, liquidity risk, and operational risk<\/li> <li>Using risk models and math (yeah, a lot of math) to figure out where the biggest threats might be<\/li> <li>Coming up with game plans to manage financial risk<\/li> <li>Tracking trends in the financial markets to stay one step ahead<\/li> <li>Giving advice on stuff like treasury risk measurement and credit risk measurement<\/li> <\/ul> <p class=\"wp-block-paragraph\">I didn\u2019t realize how much goes into risk management until I started digging into the FRM\u00ae program. It\u2019s not just about crunching numbers; it\u2019s about using risk management concepts to help organizations make smarter moves.<\/p> <h2 class=\"wp-block-heading\" id=\"h-why-bother-with-the-frm\"><strong>Why Bother with the FRM\u00ae?<\/strong><\/h2> <p class=\"wp-block-paragraph\">The FRM\u00ae is one of the most respected certifications for anyone who wants to understand and manage financial risk. We\u2019re talking credit risk, market risk, operational risk, and more. In a world where financial uncertainty is the norm, having this kind of expertise is a real asset.<\/p> <p class=\"wp-block-paragraph\">Here\u2019s what makes the FRM\u00ae worth considering:<\/p> <ul class=\"wp-block-list\"> <li>It\u2019s recognized around the world<\/li> <li>It can open up more job opportunities in the financial services industry<\/li> <li>It helps you connect with other risk professionals<\/li> <li>It adds credibility when applying to places like asset management firms and investment banks<\/li> <li>It can even give you an edge during <a href=\"https:\/\/www.sacbee.com\/careers-education\/frm-salaries\/\">salary<\/a> talks<\/li> <\/ul> <p class=\"wp-block-paragraph\">If you\u2019re serious about working in the risk management field\u2014or want to show that you can assess financial risk with confidence\u2014this certification can definitely help you get there.<\/p> <h2 class=\"wp-block-heading\" id=\"h-here-s-what-to-expect-from-the-frm-exam\"><strong>Here\u2019s What to Expect from the FRM\u00ae Exam<\/strong><\/h2> <p class=\"wp-block-paragraph\">When I first looked into the FRM\u00ae program, I found out it\u2019s not just one test\u2014it\u2019s actually split into two parts. Both are pretty challenging, but they cover all the must-know stuff if you want to work in financial risk management.<\/p> <p class=\"wp-block-paragraph\"><strong>Let\u2019s start with Part I.<\/strong><\/p> <p class=\"wp-block-paragraph\">This part focuses on the basics\u2014the tools and ideas risk managers use every day to assess financial risk. You\u2019ll dive into:<\/p> <ul class=\"wp-block-list\"> <li>Core risk management concepts<\/li> <li>Quantitative analysis (yep, some math involved)<\/li> <li>How financial markets work<\/li> <li>Different types of risk models and how they\u2019re used<\/li> <\/ul> <p class=\"wp-block-paragraph\"><strong>Part II takes things further.<\/strong><\/p> <p class=\"wp-block-paragraph\">Once you\u2019ve got the tools down, Part II shows you how to use them in real-life situations. Topics include:<\/p> <ul class=\"wp-block-list\"> <li>Market risk and how to measure it<\/li> <li>Credit risk and how to manage it<\/li> <li>Operational risk in businesses<\/li> <li>Risk management within investment management<\/li> <li>Liquidity risk and treasury risk measurement<\/li> <li>And the latest hot topics in financial markets<\/li> <\/ul> <p class=\"wp-block-paragraph\">If you\u2019re serious about becoming a financial risk manager, you\u2019ll need to pass both parts of the exam, among other <a href=\"https:\/\/www.sacbee.com\/careers-education\/frm-certification-requirements\/\">FRM\u00ae certification requirements<\/a>. It\u2019s challenging, but with the right prep and mindset, it\u2019s absolutely doable.<\/p> <h2 class=\"wp-block-heading\" id=\"h-your-step-by-step-game-plan-to-becoming-an-frm\"><strong>Your Step-by-Step Game Plan to Becoming an FRM\u00ae<\/strong><\/h2> <figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"579\" src=\"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/Becoming-an-FRM-info-1024x579.png\" alt=\"how to become an frm\" class=\"wp-image-4461\" srcset=\"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/Becoming-an-FRM-info-1024x579.png 1024w, https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/Becoming-an-FRM-info-300x170.png 300w, https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/Becoming-an-FRM-info-768x434.png 768w, https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/Becoming-an-FRM-info-150x85.png 150w, https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/Becoming-an-FRM-info.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure> <p class=\"wp-block-paragraph\">If you\u2019re aiming to become a Financial Risk Manager (FRM\u00ae), here\u2019s the path to follow:<\/p> <ol class=\"wp-block-list\"> <li><strong>Sign up for the exam: <\/strong>First things first\u2014you\u2019ll need to register for Part I of the FRM\u00ae exam. The earlier you do it, the better the price. Just make sure you check the exam dates so you don\u2019t miss your window.<\/li> <li><strong>Hit the books: <\/strong>This part\u2019s no joke. You\u2019ll need to get familiar with financial risk, quantitative analysis, risk models, and how the financial markets actually work. You can use a mix of study guides, <a href=\"https:\/\/www.sacbee.com\/careers-education\/best-frm-exam-prep-courses\/\">online FRM\u00ae courses<\/a>, and practice exams to prep.<\/li> <li><strong>Pass Part I: <\/strong>Once you\u2019ve studied up, it\u2019s go time. Part I focuses on the basics\u2014think risk management concepts, financial markets, and math-heavy stuff like valuation models.<\/li> <li><strong>Tackle Part II: <\/strong>After Part I, you\u2019re cleared to register for Part II. This part is more about applying what you\u2019ve learned\u2014like figuring out how to assess financial risk in real-world scenarios across credit risk, market risk, and operational risk.<\/li> <li><strong>Get real-world experience: <\/strong>To actually earn the FRM\u00ae certification, you\u2019ll need two years of full-time work in a job that deals with financial risk. This could be in asset management, investment banking, consulting, or even portfolio management.<\/li> <li><strong>Make it official: <\/strong>Once you\u2019ve passed both parts and logged your work experience, you\u2019ll earn your FRM\u00ae designation from the Global Association of Risk Professionals (GARP). That\u2019s when the real career doors start opening.<\/li> <\/ol> <p class=\"wp-block-paragraph\">If you\u2019re ready to learn how to manage risk and level up in the financial world, the FRM\u00ae program is a solid place to start.<\/p> <h2 class=\"wp-block-heading\" id=\"h-conclusion\"><strong>Conclusion<\/strong><\/h2> <p class=\"wp-block-paragraph\">Now that I\u2019ve done the research, I finally understand what the FRM\u00ae is all about and why so many financial risk professionals see it as a game-changer.<\/p> <p class=\"wp-block-paragraph\">I\u2019m not saying it\u2019s an easy path. But if you\u2019re serious about becoming a financial risk manager, building your knowledge of market risk, treasury risk measurement, and risk models, this is one of the most respected ways to get there.<\/p> <p class=\"wp-block-paragraph\">Personally, I\u2019ve come away with a much clearer picture of what this career path involves\u2014and honestly, it\u2019s way more interesting than I expected. If you\u2019re on the fence, learning more about the FRM\u00ae program might be the best first step.<\/p> <h2 class=\"wp-block-heading\" id=\"h-faq\"><strong>FAQ<\/strong><\/h2> <div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1746684169686\"><strong class=\"schema-faq-question\"><strong>What is the FRM\u00ae certification?<\/strong><\/strong> <p class=\"schema-faq-answer\">It\u2019s a global credential for professionals who manage financial risk. Ideal for roles like risk analyst, risk manager, or anyone in finance dealing with market or credit risk.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746684173921\"><strong class=\"schema-faq-question\"><strong>Is the FRM\u00ae exam hard?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes\u2014but it\u2019s manageable with the right prep. It has two parts: Part I covers concepts; Part II focuses on applying them. Most candidates study for a few months per part.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746684178342\"><strong class=\"schema-faq-question\"><strong>Who should take the FRM\u00ae exam?<\/strong><\/strong> <p class=\"schema-faq-answer\">Anyone working in or aiming for roles in risk management, banking, asset management, consulting, or financial regulation.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746684182829\"><strong class=\"schema-faq-question\"><strong>What\u2019s the difference between FRM\u00ae and CFA?<\/strong><\/strong> <p class=\"schema-faq-answer\">CFA is about investing and financial analysis. FRM\u00ae is focused entirely on financial risk\u2014like credit, market, and operational risk.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746684188581\"><strong class=\"schema-faq-question\"><strong>How long does it take to become an FRM\u00ae?<\/strong><\/strong> <p class=\"schema-faq-answer\">About a year to pass both parts, plus two years of relevant work experience to get certified.<\/p> <\/div> <\/div> ","protected":false},"excerpt":{"rendered":"<p>Picture this. You\u2019re in a meeting or scrolling through job listings, and you keep seeing the letters FRM\u00ae. You nod like you know what it means, but deep down, you\u2019re thinking, \u201cSeriously, what is the FRM\u00ae?\u201d You\u2019re not alone. The FRM\u00ae, short for Financial Risk Manager, is a professional certification provided by the Global Association [&hellip;]<\/p> ","protected":false},"author":11,"featured_media":4460,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3,244],"tags":[],"class_list":["post-4459","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-careers-education","category-finance"],"acf":{"external_author":[129],"external_editor":"","select_template":"default","not_show_feature_image":false,"hide_toc":false},"featured_image_src":"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/What-Is-the-FRM-feature-image-768x427.png","author_info":{"display_name":"","author_link":"https:\/\/www.sacbee.com\/careers-education\/author\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Is the FRM\u00ae? Here\u2019s What You Really Need to Know<\/title>\n<meta name=\"description\" content=\"Discover what the Financial Risk Manager certification covers, who it\u2019s for, and why it\u2019s valued in financial risk management.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know\" \/>\n<meta property=\"og:description\" content=\"Discover what the Financial Risk Manager certification covers, who it\u2019s for, and why it\u2019s valued in financial risk management.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/\" \/>\n<meta property=\"og:site_name\" content=\"Sacramento Bee - Careers &amp; Education\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-10T22:07:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T16:06:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/What-Is-the-FRM-feature-image.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"889\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know\",\"datePublished\":\"2025-05-10T22:07:17+00:00\",\"dateModified\":\"2025-11-05T16:06:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/\"},\"wordCount\":1476,\"image\":{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2025\\\/05\\\/What-Is-the-FRM-feature-image.png\",\"articleSection\":[\"Careers &amp; Education\",\"Finance\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/\",\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/\",\"name\":\"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2025\\\/05\\\/What-Is-the-FRM-feature-image.png\",\"datePublished\":\"2025-05-10T22:07:17+00:00\",\"dateModified\":\"2025-11-05T16:06:42+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"Discover what the Financial Risk Manager certification covers, who it\u2019s for, and why it\u2019s valued in financial risk management.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684169686\"},{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684173921\"},{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684178342\"},{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684182829\"},{\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684188581\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2025\\\/05\\\/What-Is-the-FRM-feature-image.png\",\"contentUrl\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2025\\\/05\\\/What-Is-the-FRM-feature-image.png\",\"width\":1600,\"height\":889},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/#website\",\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/\",\"name\":\"Sacramento Bee - Careers &amp; Education\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684169686\",\"position\":1,\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684169686\",\"name\":\"What is the FRM\u00ae certification?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It\u2019s a global credential for professionals who manage financial risk. Ideal for roles like risk analyst, risk manager, or anyone in finance dealing with market or credit risk.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684173921\",\"position\":2,\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684173921\",\"name\":\"Is the FRM\u00ae exam hard?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes\u2014but it\u2019s manageable with the right prep. It has two parts: Part I covers concepts; Part II focuses on applying them. Most candidates study for a few months per part.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684178342\",\"position\":3,\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684178342\",\"name\":\"Who should take the FRM\u00ae exam?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Anyone working in or aiming for roles in risk management, banking, asset management, consulting, or financial regulation.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684182829\",\"position\":4,\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684182829\",\"name\":\"What\u2019s the difference between FRM\u00ae and CFA?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CFA is about investing and financial analysis. FRM\u00ae is focused entirely on financial risk\u2014like credit, market, and operational risk.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684188581\",\"position\":5,\"url\":\"https:\\\/\\\/www.sacbee.com\\\/careers-education\\\/what-is-the-frm\\\/#faq-question-1746684188581\",\"name\":\"How long does it take to become an FRM\u00ae?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"About a year to pass both parts, plus two years of relevant work experience to get certified.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know","description":"Discover what the Financial Risk Manager certification covers, who it\u2019s for, and why it\u2019s valued in financial risk management.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/","og_locale":"en_US","og_type":"article","og_title":"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know","og_description":"Discover what the Financial Risk Manager certification covers, who it\u2019s for, and why it\u2019s valued in financial risk management.","og_url":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/","og_site_name":"Sacramento Bee - Careers &amp; Education","article_published_time":"2025-05-10T22:07:17+00:00","article_modified_time":"2025-11-05T16:06:42+00:00","og_image":[{"width":1600,"height":889,"url":"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/What-Is-the-FRM-feature-image.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#article","isPartOf":{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/"},"author":{"name":"","@id":""},"headline":"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know","datePublished":"2025-05-10T22:07:17+00:00","dateModified":"2025-11-05T16:06:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/"},"wordCount":1476,"image":{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#primaryimage"},"thumbnailUrl":"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/What-Is-the-FRM-feature-image.png","articleSection":["Careers &amp; Education","Finance"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/","url":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/","name":"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know","isPartOf":{"@id":"https:\/\/www.sacbee.com\/careers-education\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#primaryimage"},"image":{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#primaryimage"},"thumbnailUrl":"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/What-Is-the-FRM-feature-image.png","datePublished":"2025-05-10T22:07:17+00:00","dateModified":"2025-11-05T16:06:42+00:00","author":{"@id":""},"description":"Discover what the Financial Risk Manager certification covers, who it\u2019s for, and why it\u2019s valued in financial risk management.","breadcrumb":{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684169686"},{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684173921"},{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684178342"},{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684182829"},{"@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684188581"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#primaryimage","url":"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/What-Is-the-FRM-feature-image.png","contentUrl":"https:\/\/www.sacbee.com\/careers-education\/wp-content\/uploads\/sites\/6\/2025\/05\/What-Is-the-FRM-feature-image.png","width":1600,"height":889},{"@type":"BreadcrumbList","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.sacbee.com\/careers-education\/"},{"@type":"ListItem","position":2,"name":"What Is the FRM\u00ae? Here\u2019s What You Really Need to Know"}]},{"@type":"WebSite","@id":"https:\/\/www.sacbee.com\/careers-education\/#website","url":"https:\/\/www.sacbee.com\/careers-education\/","name":"Sacramento Bee - Careers &amp; Education","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sacbee.com\/careers-education\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":""},{"@type":"Question","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684169686","position":1,"url":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684169686","name":"What is the FRM\u00ae certification?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It\u2019s a global credential for professionals who manage financial risk. Ideal for roles like risk analyst, risk manager, or anyone in finance dealing with market or credit risk.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684173921","position":2,"url":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684173921","name":"Is the FRM\u00ae exam hard?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes\u2014but it\u2019s manageable with the right prep. It has two parts: Part I covers concepts; Part II focuses on applying them. Most candidates study for a few months per part.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684178342","position":3,"url":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684178342","name":"Who should take the FRM\u00ae exam?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Anyone working in or aiming for roles in risk management, banking, asset management, consulting, or financial regulation.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684182829","position":4,"url":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684182829","name":"What\u2019s the difference between FRM\u00ae and CFA?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"CFA is about investing and financial analysis. FRM\u00ae is focused entirely on financial risk\u2014like credit, market, and operational risk.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684188581","position":5,"url":"https:\/\/www.sacbee.com\/careers-education\/what-is-the-frm\/#faq-question-1746684188581","name":"How long does it take to become an FRM\u00ae?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"About a year to pass both parts, plus two years of relevant work experience to get certified.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"first_category":{"name":"Finance","url":"https:\/\/www.sacbee.com\/careers-education\/finance\/"},"_links":{"self":[{"attributes":[],"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/posts\/4459"}],"collection":[{"attributes":[],"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/posts"}],"about":[{"attributes":[],"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/types\/post"}],"author":[{"attributes":{"embeddable":true},"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"attributes":{"embeddable":true},"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/comments?post=4459"}],"version-history":[{"attributes":{"count":0},"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/posts\/4459\/revisions"}],"acf:post":[{"attributes":{"embeddable":true},"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/external-author\/129"}],"wp:featuredmedia":[{"attributes":{"embeddable":true},"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/media\/4460"}],"wp:attachment":[{"attributes":[],"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/media?parent=4459"}],"wp:term":[{"attributes":{"taxonomy":"category","embeddable":true},"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/categories?post=4459"},{"attributes":{"taxonomy":"post_tag","embeddable":true},"href":"https:\/\/www.sacbee.com\/careers-education\/wp-json\/wp\/v2\/tags?post=4459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}