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7 Best Home Warranties in Dallas
By Quinlan Grim MONEY RESEARCH COLLECTIVE
Popular company with affordable plans and high coverage caps.
$43-$53/month
$85
Budget-friendly plans with low service fees.
$44-$47/month
$60
Flexible plans with plenty of add-ons, great for appliance coverage.
$38-$48.50/month
$85
You have many options if you’re looking for a great home warranty company in Dallas. Every company has pros and cons — the best pick for you comes down to your priorities, home size and budget. The prices listed in the table above are for a single-family home under 5,000 square feet in Dallas. Costs vary depending on location and home size — for a specific estimate, contact the home warranty or get a quote online.
A home warranty can protect you from unexpected repair costs. The right plan covers major systems and appliances in your house to reduce or remove out-of-pocket costs when something breaks down.
Read on to review the seven top home warranty companies in Dallas, Texas.
Our Top Picks for the Best Home Warranty Companies in Dallas
- Choice Home Warranty: Best overall home warranty plans
- Select Home Warranty: Best pricing options
- American Home Shield: Best reputation
- Liberty Home Guard: Best customer reviews
- First American Home Warranty: Best for add-ons
- Cinch Home Services: Best available coverage
- AFC Home Club: Best for customizability
Best Home Warranty in Dallas Reviews
Wondering how to compare home warranty companies? There’s no objective ranking system. What matters most is that the company offers a fair cost, works with trained technicians in Dallas and has warranty plans that fit your needs.
The seven companies reviewed below offer reliable home warranty services in Dallas. Here’s a quick overview, including the pros and cons, of each option.
Best Overall Home Warranty Plans: Choice Home Warranty
Why we chose it: Choice is one of the most popular names in the home warranty business. It offers dependable service, affordable plan options and high coverage caps. Check out our Choice Home Warranty review for more details on its plans, customer service and pricing.
Choice Home Warranty is at the top of our list for its responsive customer service, comprehensive plans and guaranteed quality of workmanship. It offers two affordable plans and plenty of add-ons to cover all the major appliances and systems in your home. Its 90-day workmanship guarantee means the company will send a technician back at no charge if more repairs are needed within 90 days of the initial service.
One of the biggest benefits of Choice is its high coverage caps — up to $3,000 for each covered appliance. That means you might avoid paying out of pocket even if you need multiple appliances repaired in the same year. On top of that, this company has helpful customer service and a fast response time for filing claims.
Plans and pricing: Choice isn’t the cheapest home warranty company on the market, but it does offer fair pricing for the quality of service. You can choose between two plans: Basic and Total. Both plans cover the systems and appliances you use every day. That includes everything from your air conditioning and heating system and to the home appliances in your kitchen and laundry room.
Monthly costs for a single-family home in Dallas are between $45-$53, depending on your chosen plan. The service fee is a flat $85. Overall, Choice Home Warranty is a well-reviewed company in terms of reliability and range of options though it lacks customizability.
Best Pricing Options: Select Home Warranty
Why we chose it: Select Home Warranty is one of Dallas’s best budget-friendly home warranty companies. This company offers three flexible plans with low service fees. For the price, Select’s plan options have relatively high coverage caps and great quality service.
If you want to stick to your budget without sacrificing the quality of your coverage, check out Select Home Warranty. This company offers low service fees, free roof leak coverage and a generous two-month discount if you pay for your plan annually.
Select works with trained technicians in Dallas. It offers a 90-day workmanship guarantee to help customers avoid paying another service fee due to a technician’s mistake. The only downside is that you must file a claim within three days of noticing the issue — that’s how Select avoids repairing appliances with pre-existing conditions. Coverage caps for each plan max out at $2,000, which isn’t as high as other options.
Plans and pricing: Select Home Warranty offers three plans: Bronze, Gold and Platinum. The Bronze plan covers appliances, the Gold plan covers systems and the Platinum plan covers both plus a few extras (like garage door openers and plumbing stoppages). Our quotes for a single-family home in Dallas ranged between $44-$47 per month.
All plans come with a $60 service fee and free roof leak repair up to a $99 value. Overall, Select Home Warranty is a dependable choice for a new homeowner on a budget, but the three-day claim requirement could be a sticking point — especially if you’re in a rental.
Best Reputation: American Home Shield
Why we chose it: If you’re looking for the best home warranty companies in Dallas, Fort Worth, and the surrounding area, American Home Shield is a reputable home warranty company with comprehensive plans and a long history of service in Texas.
American Home Shield is one of Texas’s oldest home warranty companies with almost 50 years in the business. Today, AHS has a B rating from the BBB. Positive reviews on sites like Trustpilot mainly focus on the company’s reliability and quick response time.
AHS offers comprehensive coverage and multiple plan options. The highest-tier plan covers 33 systems and appliances. That’s pretty extensive, which can be a big plus for multi-family homes or rental properties. AHS doesn’t allow you to choose your own technician, but it employs a network of highly-trained and trustworthy contractors in the Dallas area.
Plans and pricing: American Home Shield offers three plans: ShieldSilver, ShieldGold and ShieldPlatinum. All three plans cover a mix of appliances and systems, but the Silver plan is mostly for major systems.
Your monthly cost for AHS depends on the service fee you choose. You can pick between $75, $100 and $125. A higher service fee means a lower monthly cost and vice versa. According to our quote for a single-family home in Dallas, costs range from $30-$75 per month. All things considered, American Home Shield provides extensive coverage options for your whole home.
Best Reviews: Liberty Home Guard
Why we chose it: The best way to get to know a company is to read the reviews. Liberty Home Guard is one of the highest-rated home warranty companies in Dallas. The company offers convenience with high coverage caps and a simplified claims process.
Liberty Home Guard is one of the newer companies in the Dallas home warranty market. It isn’t yet BBB accredited, but it does have an A- rating on the site. Many five-star reviews on Trustpilot reference the company’s quick response time and helpful customer service.
Filing a claim with Liberty is designed to be easy. You can file online or call the customer helpline, and the company will contact a local technician immediately. Coverage limits for most systems and appliances are as high as $3,000, but there is no coverage for appliances with pre-existing conditions (issues that started before you bought your warranty plan).
Plans and pricing: Liberty Home Guard offers three straightforward plans: Appliance Guard, Systems Guard and Total Home Guard. As the names suggest, those plans cover appliances, systems and your home. The service fee for all plans is $75.
This isn’t the cheapest home warranty company on the market. According to our quote for a single-family home in Dallas, plans range between $70-$80 per month.
Although it isn’t the most budget-friendly option, Liberty is a modernized and convenient home warranty company. It has transparent, comprehensive coverage that is easy to understand and use if you need to file a claim.
Best Add-Ons: First American Home Warranty
Why we chose it: First American Home Warranty is great for budget-friendly, customizable home warranty plans. The variety of add-ons makes it easy for a homeowner to pick and choose. You can start with a basic plan and add more coverage as your home grows. Check out our First American Home Warranty review for a more detailed look at this company.
First American Home Warranty is a solid choice for affordable appliance coverage and many add-on options. There are no coverage caps on heating, cooling and ductwork, making this one of the best home warranties for HVAC. First American provides coverage for pre-existing conditions, a common limitation for some home warranty companies. It also offers a full replacement for some covered items that are too damaged to be repaired.
The most unique feature of First American is the First Class Upgrade, which covers crane services, debris removal and building permit fees. This add-on can be helpful if you need to remove storm debris from your property or build an accessory dwelling unit (ADU).
Plans and pricing: First American Home Warranty has two options: Basic and Premier. Both plans cover a mix of appliances and systems and come with a flat $85 service fee.
The quote for a single-family Dallas home was pretty affordable: $38-$48.50. Along with the First Class Upgrade, First American offers a handful of add-ons to grow and adapt your plan as much as you need.
Overall, First American Home Warranty is best for a homeowner on a budget or someone who could use the First Class Upgrade to help with storm damage and construction.
Best Coverage Plans: Cinch Home Services
Why we chose it: Cinch is another well-established home warranty company in Dallas with over 40 years in the business. It offers a wide range of coverage and customizable service fees. This is a good choice for anyone who wants to cover all the bases without overpaying for a coverage plan.
Cinch Home Services is well-reviewed for its extensive coverage and workmanship guarantee. This company offers three transparent, easy-to-understand plans, plus tons of add-ons to customize your warranty.
Cinch’s 180-day guarantee is much longer than others in the industry. That means you can avoid paying a service fee twice for the same issue, even if the appliance breaks down again up to six months later. On top of that, Cinch offers free cancellation within 30 days of signing up for your plan.
You can choose your service fee with Cinch, which is helpful if you want to lower your premium. The biggest downside is that you’ll have to pay a $150 service fee to get the lowest possible premium — much higher than other home warranty options.
Plans and pricing: Cinch Home Services has three available plans: Appliances, Built-in Systems and Complete Home. Each plan is exactly what it sounds like (that’s why Cinch’s customers appreciate its simplicity).
For a single-family home in Dallas, a home warranty with Cinch will cost around $35-$68 per month. You can choose your own service fee between $75 and $150. This could be the right home warranty company if you’re looking for the widest possible coverage.
Best Customizable Options: AFC Home Warranty
Why we chose it: America’s First Choice (AFC) offers home warranties nationwide. AFC Home Club made it to our list of Dallas’s best home warranty companies for its customizability. Plus, AFC gives you the option to choose your own technician.
AFC Home Club allows you to adapt your home warranty to fit your budget — not the other way around. This home warranty company offers four base plans and plenty of add-ons, so you only have to pay for the coverage you need. AFC is unique because it has two total home plans instead of just one. Customers can choose to extend their coverage to a few extra appliances, like a built-in microwave and ice maker, by upgrading to the Platinum plan.
One of the coolest features of AFC’s warranties is the workmanship guarantee. Quality service is guaranteed for the whole life of your plan. Provided your situation meets the terms outlined in the warranty, you won’t pay a second service fee for the same issue. You also choose your technician from AFC’s local network of certified contractors.
Plans and pricing: AFC Home Club has four base plans that can be adapted to fit your budget. The Systems plan only covers major systems in your home and the Silver plan mainly covers appliances. The Gold and Platinum plans extend to a mix of systems and appliances.
According to our quote for a single-family Dallas home, AFC Home Club costs $60–$75 per month. Service fees range from $75-$125. AFC Home Club is a good option for homeowners who want adaptable plans.
Other companies we considered
If you’re shopping for the best home warranty companies in Dallas, TX, the seven companies reviewed in this article aren’t your only options. This list encompasses a few more comparable home warranty companies.
First Premier Home Warranty
First Premier offers a range of plans with relatively low premiums. This company is known for its fast response times and reasonable fees. Unfortunately, you can’t get a quote online, so you will have to contact an agent to learn more about the pricing options.
Home Service Club
Home Service Club is another good option if you want a low-cost plan with fast response times. This company has comprehensive coverage in Dallas, but there are only two plan options, and the service fee is higher than other companies.
Best Home Warranty Providers in Dallas Guide
Before shopping for the best home warranty companies in Dallas, you should know what to look for. The best home warranty can help you save thousands of dollars in repair and replacement costs.
On the other hand, you don’t want to overpay for service plans that offer more coverage than you need. This brief buyer’s guide can help you find the right warranty for your home, budget and priorities.
What is a home warranty plan?
A home warranty plan is a service contract that covers your major home systems and appliances. When something breaks down, your warranty plan covers the repair costs, so you don’t have to pay out of pocket.
Wondering about the difference between a home warranty and homeowners insurance? While both help save you from expensive repair costs, a home warranty applies to systems not usually covered by your insurance plan, like kitchen appliances and heaters.
The complete list of what home warranties cover varies for each company and plan you choose. But if you purchase a combination systems and appliances plan, basic coverage might include:
- Air conditioning and heating system
- Hot water heater
- Interior plumbing
- Clothes washer and dryer
- Refrigerator
- Dishwasher
- Built-in microwave
- Stove, range and cooktop
Most home warranty companies offer optional coverage for an additional fee for such items as:
- Sump pump
- Septic system
- Stand-alone freezer
- Second refrigerator
- Hot water dispenser
- Pools and spas
- Pest control
How do home warranties work?
Home warranty companies charge a monthly or annual premium for coverage. Depending on the company you work with, you can choose between comprehensive or basic plans. Some home warranty companies in Dallas, TX, also offer customizable plans so that you can add coverage for a swimming pool or other systems.
When a covered appliance needs repairs, you’ll file a claim with your home warranty company. Each time a technician visits your home, you’ll pay a fee for the service call. Service call fees are sometimes called deductibles. The best home warranty companies in Dallas work with a network of local contractors and can send an expert to your house within a few days.
How to pick home warranty coverage
Many of the best home warranty companies in Dallas, Texas, offer comprehensive coverage and fair pricing. But you shouldn’t go with just any warranty.
Picking the right warranty for you depends on your budget and priorities. Here are a few tips on how to buy a home warranty that works for you.
Double-check the prices and service fees
First, take a look at the company’s pricing. Some home warranty companies offer discounts if you pay annually. Others keep their prices low but have limited coverage caps — it’s all about finding the best value for the coverage you want.
Generally, the service fee is a one-time payment between $50-$150. Some home warranty companies give you the option to choose your service fee, which will offset the cost of your premium.
Be sure the plan covers what you want
What do you need coverage for? Most home warranty companies have multiple plan options. You can choose between a plan that covers systems only, appliances only or your whole home.
You should expect to pay a higher premium for more extensive coverage. However, some companies offer a range of add-ons, so you can add one appliance at a time to your plan without paying for a higher tier.
Check limits and exclusions
No home warranty covers 100% of your repair needs. Talk to your home warranty company about the limits and exclusions of your plan before you buy, and be sure to thoroughly read the terms before you sign anything.
One common limit is a restriction on pre-existing conditions. That means your home warranty won’t pay for home repairs if the problem existed before you bought your plan. If you live in a home with older, run-down appliances, you might want to buy a home warranty plan that doesn’t limit pre-existing conditions.
Get a quote
The home warranty cost will depend on a few factors, including location and home size. The only way to get a detailed cost estimate is to get a quote directly from the company.
These days, most home warranty companies offer online quotes. All you have to do is fill in your personal information to get an instant cost estimate.
Check the company’s reputation
Check out the reviews if you find a home warranty company that seems right for you. You can learn much about a company’s reputation by looking into rankings from third-party institutions like the Better Business Bureau.
Customer reviews are helpful insights into a company’s transparency and customer service, and you can learn useful tips from them. For example, you can find out how to file a home warranty claim with your company without getting stuck on the phone for hours by reading reviews.
Best Home Warranty Companies in Dallas FAQs
How much do home warranties cost?
The cost of a home warranty contract in Dallas can range between $30-$100+ per month, depending on the size of your home and the plan you choose. For a detailed estimate, get a quote from your home warranty company.
What do home warranties cover?
Most home warranties cover appliances, systems or a mix of both. The most common household items covered by a home warranty include your refrigerator, stove, water heater, microwave and clothes dryer.
Your home warranty company might also allow you to add additional coverage for a pool and spa, septic or even roof leak repair. If you're curious about what home warranties cover, you can always check out the company's website or call its customer helpline to get a detailed list.
Who regulates home warranty companies?
In Texas, home warranty companies are regulated by the Texas Real Estate Commission. The TREC licenses and monitors home warranty companies to ensure transparency and quality of service.
How long are home warranties good for?
Unlike the warranty that comes with the refrigerator, garbage disposal, or central vacuum you purchase —which lasts a set amount of time from the day or purchase— a home warranty lasts as long as you want it to, so long as you continue to pay your monthly premiums.
When do home warranties begin coverage for claims?
Generally speaking, a home warranty company will begin paying claims 30 days after you pay your first monthly premium. That's how they protect themselves against homeowners filing claims for pre-existing problems in their homes. So essentially, you pay for one month of no coverage. Frequently, however, the companies offer special deals that give you one or two months of coverage free if you sign up for an annual plan. The free month or months are tacked on at the end of your warranty's term.
Are home warranties worth it?
That depends on your experience and, in some ways, on your luck. If you purchase a home warranty and never have reason to file a claim, in pure dollars and cents, you might conclude that a home warranty isn't worth the expense. On the other hand, if your furnace breaks down and can't be repaired, the cost of replacing it will far exceed the cost of your home warranty premiums. In either case, many homeowners buy home warranties for the peace of mind they offer and because they make it easier to budget for home repairs.
How We Chose the Best Home Warranty Companies in Dallas
A few factors contribute to picking the best home warranty companies in the Dallas area. Those include coverage options, customer satisfaction, plan costs and discounts.
Coverage
A wide range of coverage options is an important factor in a great home warranty company. We looked for companies that offer multiple plans and broad coverage for the cost.
Multiple plan options can be a helpful feature if you find a company you like and want to stick with them as your home grows. You might want to switch from an appliance-only plan to a total home plan in the near future, which is why a broad range of options is ideal.
Add-on options
Add-ons allow you to customize your plan by adding one item at a time. This review focused on companies that offer add-ons as well as a variety of plans.
Freedom of technician choice
Choosing your own technician is a rare benefit. Not all the companies on this list let you choose your own contractor, but it is a helpful feature of some companies, including AFC Home Club.
If you want to pick your home warranty based on the technicians in a network (instead of vice versa), you can search for local contractors or air conditioner companies that work with home warranties in Dallas.
Reviews
No home warranty company can achieve 100% customer satisfaction, and reviews can often be negative. But you can look into a company’s reviews to better understand how it treats its customers. For this review of the best home warranty companies in Dallas, companies that received plenty of positive reviews for their customer service, convenience and response times made the top of the list.
Service fees and costs
When it comes to a great home warranty, cheaper isn’t necessarily better, but you still don’t want to overpay for coverage. The best Dallas home warranty companies offer a fair price for services.
Each company quoted a price to measure costs for a small single-family home in Dallas. The costs listed in this review won’t be the exact same for your home, but it can give you an idea of what to expect.
Discounts
Some home warranty companies offer discounts and seasonal promotions to help lower your monthly premium. For example, First American Home Warranty offers a $25 discount off its basic plan for active and former military members.
Not all discounts apply across the country. Talk to an agent about the discounts available to homeowners in Dallas before you buy your plan.
Summary of Best Home Warranty Companies in Dallas of 2023
- Choice Home Warranty: Best overall home warranty plans
- Select Home Warranty: Best pricing options
- American Home Shield: Best reputation
- Liberty Home Guard: Best customer reviews
- First American Home Warranty: Best for add-ons
- Cinch Home Services: Best available coverage
- AFC Home Club: Best for customizability
