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5 Best Home Warranty Companies in Alaska for 2023
By Victor Rosario MONEY RESEARCH COLLECTIVE
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- Online Business Bureau Accredited with A+ Rating
- Covers Major Home Systems, HVAC & Appliances
- Free Roof Coverage, No Inspection Needed
24/7 support whenever your appliances fail
- Large network of independent prescreened contractors and qualified technicians
- In business for over 30 years
- Good coverage on home systems
- Does not cover pre-existing issues
- They will replace items that fail if they can't be fixed regardless of age, make or model
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- Industry leader since 1971
- More than $2 Billion in claims paid in last 5 years
- More than 2 Million customers served
- No inspection or maintenance records required
- 30-day workmanship guarantee
A home warranty can help you as a homeowner in Alaska to keep your home in good condition. Alaska’s harsh weather and natural environment can put a lot of stress on your home’s systems and appliances, which can lead to costly repairs. That is why it is essential to buy a home warranty that can provide you with the peace of mind you need to protect your home.
In this article, we will review the five best home warranty companies in Alaska in 2023. We will also provide you with a comprehensive guide to help you choose the right home warranty plan for your needs. So, let’s get started!
Our Picks for Best Home Warranty Companies in Alaska
- Best overall: Liberty Home Guard
- Best low-cost combo plan: Select Home Warranty
- Best for no-inspection coverage: Choice Home Warranty
- Best for HVACs: AFC Home Club
- Best comprehensive coverage: Home Service Club
Table of Contents
- Best home warranty companies in Alaska reviews
- Best home warranty companies in Alaska guide
- Alaska home warranty FAQs
- How we chose the best home warranty companies in Alaska
Best home warranty companies in Alaska reviews
Best Overall: Liberty Home Guard
- Customize your plan with a very wide range of add-on coverages
- Offers systems-only, appliances-only and combination plans
- Some customers have reported slow response times for service requests
- More than 500 complaints made to the Better Business Bureau
Liberty Home Guard is a home warranty service provider and offers three basic plans for Alaska residents: Appliance Guard, Systems Guard and Total Home Guard. Liberty Home Guard’s plans are straightforward and easy to understand. The Appliance Guard Plan costs $49.99 per month and covers nine common appliances. For $54.99 per month, the Systems Guard plan covers heating, air conditioning, plumbing stoppages, electrical systems and hot water heaters, including ductwork under HVAC coverage. The Total Home Guard plan includes all items in the lower-priced plans for $59.99 per month, with a service call fee of $125 that can be lowered to $65.
Liberty Home Guard stands out for its vast range of optional coverages, numbering around thirty, that homeowners can purchase as add-ons. These include popular items such as second refrigerators, well pumps and septic pumping, as well as more unusual ones like pro-series appliances, electronic devices, and maintenance services like carpet cleaning and exterior power washing. This company’s flexibility and comprehensive coverage options make it a standout choice for homeowners.
Best Low-Cost Combo Plan: Select Home Warranty
- Offers individual plans for systems or appliances
- Low-cost combo plan
- Discounts for multiple-year plans
- Limited roof leak coverage available
- Fewer add-on coverage options than competitive plans
- Low coverage limits for appliances, electrical systems and plumbing systems ($500)
- More exclusions than other plans
Select Home Warranty offers three plan options for homeowners: an appliance plan, a systems plan and a combo plan that covers both. The Bronze Care plan provides coverage for washers, dryers, refrigerators, stoves, built-in microwaves and garbage disposals. The Gold Care plan covers HVAC, electrical and plumbing systems, water heaters and ductwork.
Select Home Warranty’s Platinum Care plan is one of the least expensive combo plans available and even includes limited roof leak coverage. However, the company’s low costs may be offset by its low coverage limits on certain appliances and systems. For instance, the coverage limit for appliances is $500, which may not be sufficient to cover the cost of repairs or replacements in today’s inflationary times.
Best for No-Inspection Coverage: Choice Home Warranty
- First month free when you select an annual plan
- Two combination systems-and-appliances plans to choose from
- Publishes an informative homeowner's blog
- Refrigerators not covered in its lowest-cost plan
- Only covers properly maintained systems and appliances
- No sample contract provided on website
Choice Home Warranty is one of our top picks for its inspection free coverage, offering two plans that can be customized to meet the unique needs of various properties. The company’s plans provide comprehensive plans at reasonable prices. Although no home inspection is required to obtain coverage, Choice Home Warranty may refuse coverage for any pre-existing conditions, which is crucial for homeowners who are uncertain about the condition of their new property.
Best for HVACs: AFC Home Club
- HVAC tune-ups exempt from coverage caps
- 30-day refund policy
- Member of the NHSCA
- 30-day waiting period
- $1,500 to $2,000 cap per item
AFC Home Club provides home warranty coverage for appliances and systems, starting at $395 per year with a cap of $1,500 to $2,000 per item. Their policies include a 30-day refund policy and pro-rated options, with a 30-day waiting period and limited payout of $150 for claims filed before that time. Customers can use their own contractors or those in the AFC Home Club network.
Service fees range from $75 to $125, and HVAC tune-ups are exempt from coverage caps. The company has a B rating from the Better Business Bureau — where it has been accredited since 2009 — and is a member of NHSCA. Their website offers detailed coverage information, a free quote calculator, and a sample contract.
Best Comprehensive Coverage: Home Service Club
- Offers comprehensive coverage on over 33 items
- 24/7 claims department
- No waiting period
- Does not cover repairs due to user error or improper maintenance
- Low ratings on BBB and Trustpilot
- No membership with the NHSCA
Home Service Club provides comprehensive coverage for over 33 built-in systems and appliances, with per-item caps ranging from $300 to $2,000 and an annual cap of $6,000 to $9,000. The Standard plan’s premium starts at $400 and excludes coverage for user error or improper maintenance. The company has a 24/7 claims department, over 10,000 in-network contractors, and service fees that range from $65 to $125 with no waiting period or service recall required.
The company offers a 30-day cancellation policy with a pro-rata refund after that period, and has a sample contract available on their website. They are not members of the National Home Service Contract Association and have 51 to 200 employees.
Best Home Warranty Companies in Alaska Guide
Before you purchase a home warranty, it is essential to know some of the most critical factors to help you decide whether a home warranty is worth it for you. Here is a brief guide to help you make an informed decision.
Main things to know before purchasing a home warranty in Alaska
A home warranty is a service contract that covers the cost of repairing or replacing specific home systems and appliances. Before you purchase a home warranty in Alaska, you need to know what it covers, how much it costs, and whether it is regulated by the state. It is also important to know the difference between home warranty and home insurance.
What does a home warranty company in Alaska cover?
A home warranty company in Alaska typically covers major home systems, such as your heating, electrical and plumbing systems. It can also cover home appliances, such as your refrigerator, washer, dryer and dishwasher. Some companies also offer optional home warranty coverage for items like your air conditioning unit, septic system, and sump pump.
Some other covered items by your home warranty protection plan may include:
- Garage door openers
- Major systems, including heating systems
- Ice makers
- Air conditioners
- Ceiling fans
- Cooktops
- Clothes dryers
- Stand-alone freezers
- Trash compactors
- Washing machines
- Water dispensers
- Sprinkler systems
- Central vacuums
How much does a home warranty cost in Alaska?
A home warranty’s cost in Alaska can vary depending on several factors, such as the level of coverage you choose, the age and condition of your home systems and appliances, and the deductible you select. The average monthly cost of a home warranty in Alaska is around $50 to $75, but this can increase or decrease based on your specific needs.
Who regulates home warranty companies in Alaska?
Home warranty companies in Alaska are regulated by the Alaska Department of Law, Consumer Protection Unit. This agency ensures that home warranty companies operate legally, ethically, and in compliance with state laws.
How does a deductible work in a home warranty?
A deductible is the amount of money you have to pay out of pocket before your home warranty coverage kicks in. In Alaska, deductibles can range from $50 to $125 per claim. The higher the deductible, the lower your monthly premium will be. However, keep in mind that you will have to pay more out of pocket when you file a claim.
Alaska Home Warranties FAQs
Are appliance repairs unlimited in a home warranty?
Why is electrical system coverage important in Alaska home warranties?
What are some reasons for a claim to be a denial of warranty?
Do home warranty companies have a service call fee in Alaska?
How We Chose the Best Home Warranty Companies in Alaska
To determine the best home warranty companies in Alaska, we analyzed various factors that are essential to homeowners and potential home buyers. We looked at the range of options a home warranty covers, including the systems and appliances covered by each plan. We also considered the pricing and service fees charged by each company, as well as any additional coverage options that were available.
Another important factor we considered was the reputation of each company. We looked at customer reviews and ratings, as well as the company’s rating with the Better Business Bureau (BBB) to determine their trustworthiness and reliability. We also looked at the claims process for each company and how quickly and efficiently they handled claims.
Finally, we considered the overall peace of mind that each company offered to homeowners. This included factors such as workmanship guarantees, service line availability and any additional perks or benefits that were offered.
By taking all of these factors into account, we were able to identify the five best home warranty companies in Alaska in 2023. These companies offer a wide range of coverage options and excellent service, giving homeowners the peace of mind they need to protect their homes and appliances.
