Crime - Sacto 911

Two Sacramento-area residents draw jail sentences for insurance fraud

Two people who pleaded no contest to insurance fraud have been sentenced to 90 days in Sacramento County Jail and formal probation.

Markas Fulgham, 28, and Latanya McLeod, 30, were sentenced last week by Sacramento Superior Court Judge John Sapunor to five years of formal probation and ordered to pay $2,000 in restitution, according to the Sacramento County District Attorney’s Office.

Authorities said that Fulgham was driving McLeod’s car and was in an accident in downtown Sacramento on Dec. 30, 2013. The insurance carrier of another vehicle in the accident investigated and found Fulgham at fault, authorities said. McLeod’s car sustained damage to the passenger side front and rear doors, but McLeod did not repair them because she was uninsured.

On Jan. 23, 2014, McLeod called Fulgham’s sister’s insurance company. claiming that Fulgham’s sister drove her car and caused damage to the front and rear passenger doors.

Fulgham’s sister told her insurance company that the car was already damaged from the earlier accident. The insurance company obtained the file from the insurance carrier of the other vehicle involved in the December accident. Photographs of the December damage were identical to photos taken of McLeod’s car on Jan. 23, 2014, authorities said.

When interviewed by the insurance company, both defendants denied pre-existing damage to the car and maintained that Fulgham’s sister caused the damage. Interviews of Markas Fulgham’s mother and stepmother supported his sister’s statement. McLeod later admitted that she lied about the pre-existing damage to her car because she did not want to pay for repairs, authorities said.

Insurance fraud is committed when an individual reports fraudulent information to an insurance company regarding an accident, regardless of whether the insurance company pays the claim or suffers financial loss, according to the District Attorney’s Office.