Capitol Alert

Having trouble getting disaster aid from FEMA? This congressional effort could help

The wind whipped embers fly over a home on Vinedo Avenue during the Eaton fire on January 7, 2025 in Altadena, California. (Gina Ferazzi / Los Angeles Times)
The wind whipped embers fly over a home on Vinedo Avenue during the Eaton fire on January 7, 2025 in Altadena, California. (Gina Ferazzi / Los Angeles Times) TNS

Been denied federal help recovering from a wildfire, flood or other disaster?

Congress is considering steps to make it easier for victims of natural disasters to get aid.

Currently, people seeking aid from the federal government but also have pending insurance claims can receive notice from the Federal Emergency Management Agency denying aid before the insurer has finalized the claim.

Bipartisan legislation proposed Monday would prevent FEMA, which funds disaster aid, from denying help until the insurance claim has been resolved.

In short, the bill would help end confusion over when people who need help immediately can get it.

“Disaster survivors shouldn’t be left in the dark or forced to navigate complex red tape during their most vulnerable moments. That’s why we’re making sure FEMA no longer sends premature and confusing denial notices, allowing families to better focus on their recovery,” said Rep. Robert Garcia, D-Long Beach.

Joining him in the push for clarity is Rep. Chuck Edwards, R-North Carolina. His western North Carolina district was battered last summer by Hurricane Helene.

“Getting a premature denial for assistance because FEMA doesn’t want to wait for a letter of coverage from an insurance provider has only made things more complicated for disaster victims,” he said.

The bill would require FEMA to wait until it has all the information it needs to judge an application.

The wildfires that spread through the Los Angeles area last month killed at least 29 people and displaced thousands from their homes.

Hurricane Helene was responsible for at least 230 deaths through several southeastern states last fall.

David Lightman
McClatchy DC
David Lightman is a former journalist for the DCBureau
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