Local

Yes, the 49ers are playoff-bound. Monday’s Colts game starts the road to the No. 1 seed

SANTA CLARA, CALIFORNIA - DECEMBER 14: Brock Purdy #13 of the San Francisco 49ers in action during the NFL 2025 game between Tennessee Titans and San Francisco 49ers at Levi's Stadium on December 14, 2025 in Santa Clara, California. (Photo by Ezra Shaw/Getty Images)
Brock Purdy and the San Francisco 49ers beat the Tennessee Titans 37-24 at Levi's Stadium on Dec. 14, 2025 in Santa Clara. Getty Images
Key Takeaways
Key Takeaways

AI-generated summary reviewed by our newsroom.

Read our AI Policy.


  • 49ers clinched a playoff berth after Steelers and Seahawks delivered key wins.
  • Win Monday moves 49ers to 11-4 and helps in the No.1 seed chase.
  • Loss would drop 49ers to No.6, force reliance on Rams and Seahawks results.

The rest of the NFL handed the San Francisco 49ers much-needed help during Week 16 leading into their game on “Monday Night Football” against the Indianapolis Colts.

Thanks to the Pittsburgh Steelers beating the Detroit Lions on Sunday, the 49ers are in the playoffs. This was after the Seattle Seahawks also did the 49ers a favor on Thursday with their win over the Los Angeles Rams.

Not only are they in the playoffs, the can secure the No. 1 seed. That means they would have all home playoff games and, should they get that far, play in the Super Bowl at Levi’s Stadium.

Win all, No. 1 guaranteed

But San Francisco must keep winning to get the top spot in the conference, which comes with a first-round bye as well as home field advantage.

A win for the 49ers Monday over the Philip Rivers-led Colts would push them to 11-4. They would jump the Rams (11-4) for the No. 5 seed via division record tiebreaker. That No. 5 spot could be beneficial because in the Wild Card round they would play the winner of the NFC South, where the Carolina Panthers currently are the top seed in the division with an 8-7 record, which includes a road loss to San Francisco Nov. 24.

Should San Francisco win their remaining three games — including the season finale at home to the Seahawks — they would lock up the No. 1 seed regardless of what the Rams do the rest of the way thanks to the divisional record tiebreaker.

SEATTLE, WASHINGTON - DECEMBER 14: Philip Rivers #17 of the Indianapolis Colts looks on against the Seattle Seahawks at Lumen Field on December 14, 2025 in Seattle, Washington. (Photo by Steph Chambers/Getty Images)
Philip Rivers returned to the NFL to quarterback the Indianapolis Colts against the Seahawks at Lumen Field on Dec. 14, 2025 in Seattle, Washington. He lost 18-16. Steph Chambers Getty Images

Lose to the Colts, drop to No. 6

The 49ers are currently 4-1 in the division and would finish with the best record against NFC West opponents should they beat Seattle Week 18. Both Seattle and L.A. have two losses within the division.

A loss to the Colts would keep the 49ers in the No. 6 seed and would mean they no longer control their own fate when it comes to the No. 1 seed. They would need to win their final two games, have Seattle drop their game against the Panthers Week 17 and have the Rams lose at least one of their final two games.

Suffice to say, the 49ers are in a favorable position. Their best path to the No. 1 seed is winning the rest of their games and they won’t need any help more help from other teams.

How to watch

The game is on ESPN, begins at 5:20 p.m.

This story was originally published December 22, 2025 at 3:45 PM.

Chris Biderman
The Sacramento Bee
Chris Biderman covers sports and local news for the Sacramento Bee since joining in August 2018 to cover the San Francisco 49ers. He previously spent time with the Associated Press and USA Today Sports Media Group, and has been published in the San Francisco Chronicle, The Athletic and on MLB.com. He is a current member of the Baseball Writers’ Association of America and former member of the Pro Football Writers of America. The Santa Rosa native graduated with a degree in journalism from the Ohio State University. 
Get one year of unlimited digital access for $159.99
#ReadLocal

Only 44¢ per day

SUBSCRIBE NOW